Are you looking specifically for your small loan without credit bureau? Don’t you get fed up with the fact that brisk advertising slogans don’t follow lending?
Do not ask yourself any longer why you have not been able to obtain credit so far. Get to know the facts about a loan without credit bureau. Then apply for the loan with the good feeling of receiving a serious chance. At the very least, advertising can no longer “fool you for a U”.
Small credit without credit bureau – half-truths and other inconsistencies
The small loan without credit bureau is often given an almost mystical character. Swiss loans seem to offer the right loan solution for every situation. People with proven poor creditworthiness can show their creditors, the banking world and credit bureau the long nose without credit bureau. The other side of public opinion shows the exact opposite. Anyone who feels called to be a consumer protectionist demonizes the foreign loan and the offering credit intermediaries at the same time.
When presented in a media-based manner, the credit option of applying for a small loan from a foreign credit bank is literally a downfall in the culture of credit. Public opinions range from “all just fraud” to persistent rumors that the German credit supervisory authority has long since dried up the source of credit. For people, whose probably only credit option is the loan without credit bureau, a true pool of emotions.
The fact is, both sides are wrong. A small loan without credit bureau is neither the panacea for everyone, no matter how abstruse the desire for credit, or the work of the devil. It is a real loan offer that, as far as is researchable, only legally offered to German citizens by a credit bank. The ominous bank is not based in Switzerland either. It is not one of the big banks that would unconditionally provide enough money worldwide or that would trigger the dollar crisis.
Foreign bank loan without credit bureau – fact check
What is certain is that within 24 hours no credit bureau-free foreign loan from a credit bank will fill your checking account. The bank is not responsible for the often untrue advertising slogans. She processes every application without knowing what was in the tempting advertisement. Advertising sovereignty has been taken over by more or less reputable brokers via Swiss credit without credit bureau.
The fact is:
Any attempt at credit is hopeless if the borrower does not clearly demonstrate his solvency or does not have his debt under control. Which intermediary applies for the real loan has no effect on the eligibility. Every legal credit attempt ends up on the same desk of the same Liechtenstein bank. At the snail’s pace ”from agent A, agent B will not become a“ real lightning loan ”either.
Sigma Kreditbank AG is a small special bank that specializes exclusively in special financing with small loans without credit bureau. She does not ask credit bureau, but pulls out all the other registers for a serious credit check. Unlike regular loan offers, the decision is not made by automatic computer software, but individually by hand. This is precisely the opportunity for borrowers.
Recognize small loans from abroad as a serious opportunity
Instead of generalized analysis programs, a person decides on the application, who judges the loan request according to clear criteria but with human competence. With an alert mind and a lot of experience, the clerks try to grant a loan. Despite all efforts, the rejection rate is of course extremely high compared to regular small loans. In view of the past, it is not easy for anyone interested in credit to prove their ability to repay as permanently secure.
What does the clerk pay attention to when examining?
Credit bureau-free small loans, 3,500 USD or 5,000 USD, are granted without guarantor or property security. The measure of all things is the garnished labor income above the seizure allowance. People who pursue compulsory employment despite debts and negative credit bureau prove that they don’t give up, but fight. You won’t just quit your job, no matter what. With this, the assignment of salary gains its special status as the first proof of creditworthiness.
Income security is demonstrated by the minimum employment period of 12 months that is subject to social security contributions for the smaller loan amount. Alternatively, 36 months for the “large” small loan. Even without a background check, even the safest salary, even if there is no current attachment, cannot prove the creditworthiness.
Credit bureau is excluded from the credit check, that’s right. For example, the public debt register of the responsible local court is requested. The result of the request must be pure white. A small loan without credit bureau despite affidavit or insolvency is simply impossible.
Target group – who can feel qualified for the small loan without credit bureau?
The bank’s target group is borrowers who have learned from past mistakes. They are applicants who, from a human perspective, would be wrongly punished by a loan refusal. You can afford your loan safely and would be no less creditworthy without the unfortunate entry at regular banks. This admittedly small group of people will quickly discover their loan in the account within about 10-14 days after receipt of the application.
Finally, a note to all bargain hunters who apply for your small loan without credit bureau without intermediaries. The credit bank offers the option to apply directly. You won’t pay less overall. The bank pays the usual agency fee if a reputable credit broker helps you with the application for a small loan without credit bureau. Thanks to this final information, you can now immediately recognize real “rip-offs” who would like to collect additional cash from you.